As you know we do most types of business finance, but many businesses still ignore using their invoices or book debts, to secure finance, the main reason is Company Directors think Invoice Finance = Factoring

Here is the proof please read these three different types, two of which normally have No Personal Guarantee.


A simple Loan Facility secured on the assets of your company, please pick up the phone and I can explain in detail.

The Loan Facility is assessed on the following;

Up to 66% of the average book debts, 20-40% of Business Assets, including Stock and Work in Progress.

You pay for what you borrow, no set up fees of any type.

Monthly payment of interest only and a 0.4 service charge, if the facility is used.

You can repay Capital whenever you wish

Normally No Personal Guarantees

Credit Limits from £50k to £2m (we do have another similiar type of finance for larger limits) turnaround time 10 – 14 days.

This type of finance is suitable for all industry sectors


Choose an invoice or multiple invoices collect in the invoice as normal, then repay back what you have borrowed.

No personal guarantees-No annual contract-No fixed monthly fees

Use this as little or as often as you like.

Company has to show its solvent and last accounts show a profit (small one is fine)

How much can I borrow?

Ideally from about £20k to £2m

Finance can be arranged, on invoices and most income recurring streams and Government rebates. Pick up the phone and speak to Mark to find out more on 07710 466166

This type of finance is suitable for all industry sectors

Can’t get Finance due to past issues?

Then please call me on 07710 466166


If you are looking for a full Invoice Finance Facility, Factoring or Invoice Discounting, this is something we specialise in, you will have to give a Personal Guarantee, but we will be able to get this Capped for you.

At the last count there were 92 companies who will lend on your book debts.

Go to the wrong one and it can be a nightmare, the Director listened to the Salesman and was impressed by the Company Name, but what they did not know, was it was a one size fits all solution.

It appeared cheap, but you get what you pay for, if you are lucky.

We hear these consistent complaints from clients, who went direct to their bank or to a Finance Company

Our account manager is always changing, they just do not understand our business.

We have been hit by a whole raft of “hidden extras” in fees, that we did not know about.

The credit limits for our clients is to low.

They speak to our clients without telling us.

I wish we took some advice, apart from listening to the salesman, but how were we to know?

Invoice finance can be the best business move you make, where you always know what money is going to be available, and you can confidently, take on new work knowing you have the finance available to fund it.

But you do need to know where to go to, it helps when you have been doing this for over 25 years and get consistent feedback from Company Directors.

A good invoice finance company, will have a low staff turnover and high quality staff.

Go to the right finance company and they will know and understand your business, but you do need help in finding the right one.

They will have a “can do” attitude and you can speak to a decision maker direct.

High Concentration Limits can be arranged and immediate payment on Uncertified Applications for Payment and Contractual Work, if you are in the Construction Sector(this sector really does need help in choosing where to go).

Pick up the phone and tell me what you would ideally like and then we can go out and get it for you, this will be a tailor made solution to your needs, rather than a one size fits all solution.

Where I differ from some is that with so many types of finance available, I know my limitations. I do not say I am an expert at every type of finance, but I do have someone on my team who is that expert. It has taken me years to be able do this, but when you love what you do, you meet good people along the way. You are always welcome to call me on my mobile 07710 466166.

Let’s talk today.

Very best wishes, Mark

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