Manufacturing Loans & Finance

From business loans to invoice factoring for manufacturers 

Tailored for the manufacturing industry, I can help you access the working capital you need—whether through traditional loans or financing against purchase orders—to keep operations running smoothly and seize new opportunities. Ready to take the next step? Book a call with me today, and let’s unlock the finance that drives your growth! 

Manufacturing finance for UK businesses 

Manufacturing remains a critical sector in the UK economy, contributing over £224 billion annually and employing more than 2.6 million people.

However, many manufacturers like yours are facing rising operational costs, including those driven by inflation and supply chain disruptions. This is why securing the right financing is essential.

Whether you’re looking to upgrade machinery, expand production lines, or increase working capital, having access to tailored finance can mean the difference between growth and stagnation.

What types of finance is available for manufacturers?

Whether you’re looking to upgrade machinery, expand production lines, or increase working capital, having access to tailored finance can mean the difference between growth and stagnation. There are several finance options available for UK manufacturing businesses, each tailored to different needs:

  • Equipment and Asset Finance: This allows manufacturers to spread the cost of purchasing machinery and equipment over time. This option is ideal for businesses looking to upgrade production capabilities without the large upfront cost
  • Working Capital Loans: Manufacturing is often capital-intensive, especially in the current environment where inflation is driving up costs. Working capital loans can help you maintain liquidity and meet short-term obligations, such as purchasing materials or covering payroll.
  • Invoice Financing: Manufacturers can also use invoice financing to unlock capital tied up in unpaid invoices. This form of financing can improve cash flow and help businesses meet their operational needs without waiting for clients to settle accounts.
  • Growth and Expansion Loans: For those looking to expand operations or invest in new technologies, bespoke growth loans are available. These loans often provide the flexibility needed to finance long-term investments in plant, machinery, and factory upgrades.

Tailored loans & finance for UK manufacturers

With so many finance options available, finding the right package can be overwhelming. 

As a commercial finance broker, I specialise in working with manufacturers to understand their specific needs and challenges. Whether you need to finance new equipment, increase your working capital, or invest in sustainability initiatives, I can help you find the best solution.

  1. Expert Guidance: With my deep understanding of the manufacturing sector and finance, I can provide expert advice on the options available, ensuring you secure the best possible deal.
  2. Access to a Network of Lenders: I work with a wide network of lenders, allowing me to find the most competitive rates and terms for your business.
  3. Personalised Solutions: I take the time to understand your business, tailoring finance packages that suit your specific needs rather than pushing a generic product.
  4. Ongoing Support: My support doesn’t stop once the finance is secured. I’m here to provide ongoing advice and ensure that your finance solution continues to meet your business needs as the manufacturing landscape evolves.

Ready to apply for manufacturing finance today?

If you’re looking for finance to grow, innovate, or sustain your manufacturing business, let me help. With a personalised finance solution, you can take control of rising costs, invest in the future, and ensure your business is ready for the challenges ahead.

Contact me today to discuss your options and get a tailored manufacturing finance package that works for you. Together, we’ll secure the finance you need to keep your business moving forward.

Ready to unlock the finance your manufacturing business needs?

Testimonials from firms like yours: 

Group of Engineering Companies
“So good we recommend him to other Companies”

“Mark Smillie is very good at what he does – you can’t fault his helpfulness and inside knowledge on finance companies. We would definitely go back to him again with any business finance requirements and do recommend him to other companies.”

Kevin Hanbury
Managing Director-3K’s Engineering

“We went to Mark for business finance after being let down by other brokers who promised the world and never delivered. Mark was the first genuine specialist we met, and the only broker who actually did what he said he would. He gets the finer details right. We were introduced to an expert for our particular scenario and successful with finance for our eCommerce business. Mark will listen and advise on the best solution – it may even be one you didn’t know existed. Mightily impressed that he even arranged an independent follow-up call for feedback on his service. No hesitation in recommending Mark.”

Iain Cumpstey
Managing Director - Laeto Trading Ltd

“We’re very pleased with the financial solution Mark delivered for us and we still keep the direct relationship with our clients as a result. As a young and growing business, we hadn’t held out much hope of being able to find the support we needed, but having done some research, Mark was confident he could help. He’s definitely the go-to person for invoice finance.”

Drew Benham
Director-Comcore Ltd

We approached 4 brokers with the same proposition, but it was obvious we should engage with Mark Smillie at Ringrose Business Finance. He was frank and honest about what he could achieve and had a real can-do attitude. With his knowledge and network, we were introduced to a top-notch specialist and our application was successful. Mark’s personal touches before, during and after the process is something you rarely get these days. I can’t recommend Mark highly enough.

Femi Sanusi
Managing Director - Health Connections PTS

“Mark Smillie came up trumps and delivered a finance package in very challenging circumstances. It’s easy to think his success stories are too good to be true, but I now know from experience that he is an approachable, real person that you can speak to directly. His service is excellent and he knows his stuff. We worked with one of his trusted, specialist contacts as part of securing the deal and they scored 10 out of 10 too. Highly recommended.”

Joe Ellis
BTB Exhausts Ltd

“Mark totally exceeded my expectations. He was amazingly responsive to every phone call and email, gave great advice without judgement, and was very honest about my position and how he could help. He introduced me to a wonderful specialist, Leanne, who was very good and delivered the finance I needed. I felt supported by Mark every step of the way, I just don’t have a bad word to say – it was all super smooth!”

Dayna
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“Mark Smillie is very positive and straightforward to work with. He knew exactly who to put us in touch with to get the business finance product we needed. It was a painless process and we are very pleased with the product that was put together for us. We are already recommending his refreshingly personalised service to other businesses.”

Susannah Retallick
Managing Director-CR Willcocks Ltd