Your Next Business Finance Broker

Surprisingly fast for most types of loans.

Short term business loans from 3-12 months, we normally get approval within 2 to 24 hours and payment within a couple of days. Same day pay-outs also happen.

Midterm loans 1 to 5 years we usually get an approval same day or within 3 days depending on the circumstances.

Secured loans, take about 24 hours, but that is subject to a Valuation and payment within a week of valuation.

Property development loans.

Are very easy for a specialist or full of stress and disappointment for others. I have been involved in business finance for most of my working life and I use a specialist, the problem with the one I use is it appears so easy and quick. It’s a bit like Roger Federer hitting a tennis ball it appears so easy until you try doing the same.

Severe adverse credit issues and you can't get the Business Finance you need?
In business, things do not always go smoothly; as Donald would say “Bad stuff happens”. If your business is looking for business finance and you need it now and have been turned down everywhere you have looked, there are two ways, where we can help.

Option 1.
Book debt Finance if you are owed money and it is collectable then we really can help.
5 Day turnarounds - £50k to £5m credit line available.
Non-home owners, Adverse Credit, previous failures and severe issues with previous invoice finance firms are not a problem if your invoices are collectable.

Option 2.
Secured business loans are readily available and funds made available within 24 hours of a charge been secured.
No proof of income required.
For full details please call Mark Smillie on 0800 612 5364.

Nowadays, surprisingly little. For most types of finance, your last 3 months bank statements and last set of accounts is all that is necessary.

There is a very rough rule of thumb guide, between 10 and 25% of your annual turnover, dependent on credit rating.

One of the biggest finance companies said, 70% of businesses that apply direct are turned down whereas 70% that go through a broker are accepted.

If you have been turned down, don’t feel bad, you are in the majority. Finding business finance is not your day job, how can you possibly know which is the best finance company for your request?

How would you know what the underwriter is looking to see in the filling out of the application form?

Yes

Many types of finance are available, with your book debts taken as security.

Book debt finance has changed as much as the mobile phone.

You now can borrow on 1 invoice or a 100 it is your choice, you collect in the debt as normal, and can use this facility as little or as much as you wish to, there are no charges or commitments, just take finance when you want to.

We also have a finance company that will do a fixed term loan without a personal guarantee.

“70% of businesses that apply direct for finance are turned down”

Compare that to:

“70% that are put forward by brokers are accepted”

Finance Companies pay brokers to introduce suitable businesses to them. Brokers like me save them time and a considerable amount of money on employing manpower to process unsuitable applications. After all, why would a busy Company Director want to waste their time on fruitless applications?

The average broker acceptance rate is 70%, but a good broker’s will be even higher. Mine is 84% - let me leverage my experience into success for your business.

A finance broker should be able to take you to a finance company that is a good fit for you and your turnover, credit rating, industry sector and purpose of loan.

They will also to be able to help you present your case and explain any relevant issues that could cause the proposal to be turned down in the underwriting stage.

Would you like to get your invoices paid faster?
Would you like to reduce the risk of bad debt?
Have instant finance available when you want it?

With no upfront fees, no monthly fees and no annual subscription.

Imagine if you could implement software into your accounting system, Quickbooks, Xero, Freeagent, Sage, etc.

Which could transform your cashflow

- Reduce debtor days, improving your cashflow.
Reduce your chances of a bad debt as every debtor is risk assessed automatically
- The entire debtor book has a simple colour coded bar, which shows the risk of your entire debtor book.
- An instant finance facility is offered next to every outstanding invoice which you can use whenever you wish to (you still collect the debt as normal) there is no personal guarantee from the Director. The fee for this is only paid when the invoice is paid and is amongst the lowest across the industry.

The finance is provided without annual contracts or commitments from one of Europe’s biggest hedge funds

You can credit assess your prospective and existing customers for FREE! This is done automatically.

Minimum requirements for the on-demand invoice finance facility.
That your Limited Company has been trading for over 12 months and has a turnover in excess of £100K pa.

So what’s the catch?
There isn’t one. This leading Fintech company offers no hidden fees and no contractual tie ins. That’s no contract at all for you as the business owner – and no monthly or annual fees.

You simply pay a small percentage of the invoice you have drawn money down against.

Contact me today to find out just how easy and beneficial this business finance solution is.

Please call Mark Smillie on 0800 612 5364.