Instead of you giving a full Personal Guarantee for a Business Loan
Why not use your Book Debts to secure that Loan or provide you with Finance whenever you need it?

Most businesses are holding back from securing business finance (this is normally a very busy time of the year for finance).
I won’t mention the B word, but many businesses want to know what is happening before they commit for finance( then everyone will rush to secure finance and finance companies, can take their pick and finance will cost more).
Hence at this moment in time, finance companies are giving their favourite brokers, special deals which are not available to the public, they know good brokers will not waste their time, and finance companies have money to lend.
But if you wish to borrow without giving a Personal Guarantee or have a capped/limited guarantee.
Then why not use your invoices to secure business finance?
If you would you like to know anything about Invoice Finance, please feel free to call me, Mark Smillie on 07710 466166.
Companies with a poor Credit Rating
Please call me, if you have been turned down for any type of Invoice finance/Invoice Factoring, or you have problems with your finance company, however bad the situation is, if your book debts are collectable, we really can help.
Are your Payments Contractual or Uncertified Application for Payments?
Yes these can be funded, if you know where to go and we do.
Businesses with Medium or Good Credit Rating please read on
A simple Loan Facility secured on the assets of your company, please pick up the phone and I can explain in detail.
The Loan Facility is assessed on the following;
It is really simple to work out how much your facility would be
Up to 80% of your book debts.
Up to 40% of Business Assets, including Stock and Work in Progress.
How much would your facility be?
You pay for what you borrow, no set up fees of any type.
Monthly payment of interest only and a 0.4 service charge, if the facility is used.
You can repay Capital whenever you wish
Normally No Personal Guarantees
Credit Limits from £50k to £2m (we do have another similiar type of finance for larger limits) turnaround time 10 – 14 days.
This type of finance is suitable for all industry sectors
Choose an invoice or multiple invoices collect in the invoice as normal, then repay back what you have borrowed.
No personal guarantees-No annual contract-No fixed monthly fees
Use this facility as little or as often as you like.
Finance from £20k to £2m
Finance can be arranged, on invoices and most income recurring streams and Government rebates. Pick up the phone and speak to Mark to find out more on 07710 466166
This type of finance is suitable for all industry sectors

If you are looking for a full Invoice Finance Facility, Factoring or Invoice Discounting, this is something we specialise in, you will have to give a Personal Guarantee, but we will be able to get this Capped for you.
Invoice finance can be the best business move you make, where you always know what money is going to be available, and you can confidently, take on new work knowing you have the finance available to fund it.
But you do need to know where to go to, it helps when you have been doing this for over 25 years and get consistent feedback from Company Directors.
Pick up the phone and tell me what you would ideally like and then we can go out and get it for you, this will be a tailor made solution to your needs, rather than a one size fits all solution.
Where I differ from some is that with so many types of finance available, I know my limitations. I do not say I am an expert at every type of finance, but I do have someone on my team who is that expert. It has taken me years to be able do this, but when you love what you do, you meet good people along the way. You are always welcome to call me on my mobile 07710 466166.
Let’s talk today.
Very best wishes,
Mark Smillie
0800 612 5364 or 07710 466166
If you are in the Construction sector or doing a property development
I hear a horror story about once a week, and every time, I think that could have been avoided, just ask yourself this question.
Can I do your job better than you? (I hope the answer is No)
What is the reverse to this question?
Do you have an existing Invoice Finance Facility? Then you are probably paying over the odds, you really should see this short video

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