Every week our Managing Director, Mark Smilie sends a letter to our business community. If you’re interested in receiving them hot off the presses, you can sign up here!


Dear Business Community,

The question I am most asked by Company Directors is “Why should I use you, when I have been dealing with finance applications all my working life?”

Well, I would like to tell you a story about how we recently helped a company who needed to get finance in lock down, using our expertise and relationships. But first, a little background on me…

I have been involved in business finance for 30 years now. I have also owned and developed a 30-acre Chateau in France, a Palace in Spain, as well as overseeing office, housing and villa building developments both abroad and in the UK. It is safe to say that my life’s work has left me equipped with a range of knowledge and understanding, which I can call upon in my work today.

But when it comes to certain sectors of business finance, I still use a member of my team who is an expert in that area and do not attempt to do it myself.

Why? Because their knowledge will save time and money.


Read more of my thoughts on this subject here: “Anyone can paint a wall, can’t they…?”


Never has the following been more true…

To get a business loan, you should apply to a finance company best suited to your requirements during this precise period. Your loan will typically be judged on the following:

  • Turnover
  • Credit Rating
  • Industry
  • Sector
  • Purpose of Loan
  • Length of Loan

But how would you know which finance company is best suited to your requirement right now? It is important to apply to the right lender first time, otherwise suffer the adverse effects of turned down applications. Just as importantly, even when you are at the right lender, the application form must be filled out properly. We want the underwriter to give it their most favourable response and interest rate!


Bearing in mind what I have just written, you might be interested in this!


I received an email from a well-known finance company, offering many finance products. They cater to different businesses with various credit ratings.

They gave out these figures with pride:

“Since lock down, they have had 2,744 applications for finance, and they have approved 420.”

And this is a finance company that WANTS to do business! My question to you is, how many of those do you think would have been accepted elsewhere if they had started there first?


Why not put me to the challenge?

Just tell me what you want and see if I can deliver. In this current marketplace everything is down to how strong your relationships are with the finance companies. It is your choice, you can go by yourself in economy with everyone else and take what you are given, if anything… Or we can walk you into the VIP area and deal with the “Can Do” Senior Executives that we have known for years.

Please pick up the phone and say hi, you are always welcome to call me on my personal mobile.


Very best wishes,

Mark Smillie

The numbers you need: 0800 612 5364 or 07710 466166


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