Mrs S and I have just returned from a short stay at the Grand in Brighton, it has been recently totally refurbished. The reason I mention this, is we were so impressed with the staff, they all seemed to genuinely care and I love to see such a well run business.

My message this week is really simple, why go direct for finance when we get Business Finance cheaper than you applying direct?

We get bulk discounts, just like you give your best clients.

We deal with decision makers and get great service, just like you offer your best clients This is our day job, we know who is lending at the best rate and how to package deal the best way for that particular Finance Company.

The severe political uncertainty and Brexit,are making Finance Companies nervous, they are building up their financial reserves which is one of the reasons why businesses applying direct are paying more.

We are getting rates of between 3.2% and under 10% for the vast majority of our clients.

We deal with these finance companies everyday and are getting the best rates.Its the same with your business your best clients will get the best service and deals.

You know how nice it is, when someone really gives you praise for the job you did and is very grateful, well this is an accurate transcript of part of a conversation, from last Tuesday.

The question below was asked with such happiness,joy and gratitude.

“Mark,I was expecting to pay well into double figures for my finance(due to past issues) and you have secured it at 5.4%, how did you do it, I just can’t believe it?”

My answer, Simple, do this 52 weeks a year and add in 25 years experience and you will know which finance company to take your loan to and how to package/present it in the best way for the Underwriter to give the best possible rate.

If your business is looking for any type of business finance, that is what we do, including property development. Why not pick up the phone and tell me what finance would ideally suit your business, let us be your Satnav helping you get there quickly and easily we work with all types of business including the construction sector(my father was a builders merchant)please click if you would like to see our new construction finance video
Best Wishes,
Mark

PS Please do not delay looking for finance, if you know you are going to need it, particularly if it will put any strain on your cashflow. Almost certainly you will be asked for your last 3 months bank statements, and if it shows a slight deterioration, you will be charged more in interest.

PPS Are you 1 of the 80% of eligible businesses not claiming their R&D Rebates?? https://ringrosebusinessfinance.co.uk/research-and-development-funding/