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Another day begins in Lockdown. It seems the BBC are trying to win an award on how to depress the population as much as possible, without saying anything positive or encouraging to us.

If Churchill had done this in the Second World War, we would have lost inside 12 months! You cannot achieve anything with a negative attitude.

Why don’t they focus on how well we are doing on Vaccinations? Or how about great stories on how Key Workers are helping us all.

Apologies for the rant, I just can’t face watching the news anymore, do you?


Emergency business finance.

One of the biggest Finance Companies in the UK have asked me to appear as their guest speaker on business finance.

And one of their questions was;

“What is the biggest mistake you see company directors make?”


” Company directors assuming there is no business finance available, because they could not find any”


“Companies going into Liquidation when they do not need to”


I cannot work miracles, but let us start on the premise.

The business has a purpose and their is a demand for whatever the company provides. Or if the company director was given finance they could make money.

There are over a 100 finance companies and countless investors out there. You just have to know where to look and how to present the opportunity to them.

Yes it is an opportunity for them, their business is to lend money and you need it.


I had a case before Christmas, a company had been in business for 20 years, but it was cash strapped, they went to 3 finance brokers and no money was available because the accounts were poor.

Truth is the company director knew his business but he needed cash, and there were also plenty of “Trades” he could do to make money.

Well his family owned the site he worked from and were fine with giving a charge to the finance company, they were in a part of the Country where it would be very difficult to sell it anyway and they wanted to keep the rent coming in.

Within 2 days the finance company I spoke to came and met him and realised with sufficient money, it was a very good bet and they made a £180k available.

This was a business that could not even get a 30k short term loan, they just did not know who to speak to.


What happens if you do not have any security or the business does not have any assets?

Well if the business is owed money and their clients are good for the money we will be able to raise finance even if they take 2 or 3 months to pay.

In the last 10 years I have just specialised in providing business finance, but for 25 years prior to this I worked with businesses that had extreme cashflow issues. I cannot tell you the amount of times, we found a successful way forward for the business owners.

I do not have the space to run through all of your options here, but why not pick up the phone and say Hi, I will not waste your time and I never charge upfront fees, you are welcome to call me on my mobile 07710 466166.


If you are looking to build up your “Financial War Chest”  to keep you, your staff and your family safe in 2021 then you are very welcome to call me on 07710 466166 to discuss your options.


Finance is available now, but it is never easy to find when you really need it.

Finance brokers, are the same as everyone else, plumber, solicitor or accountant they vary in competence, when I am looking to using someone, I look at their testimonials.

I look at whether they are named as opposed to just Jack in Derbyshire.

I then read them and look at the detail and how many they have.

Please pick up the phone and say hi, you are always welcome to call me on my personal mobile.


Kind regards,

Mark Smillie

The numbers you need: 0800 612 5364 or 07710 466166


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