Hospitality Loans & Business Finance

From business loans to invoice factoring for hospitality businesses

Tailored business loan solutions for fast-paced hospitality businesses, designed to help you expand, meet payroll, and keep your operations running smoothly. Book a call today to find the right financing solution for your business growth!

Easy finance for Hospitality businesses

Running a hospitality business can be challenging, especially when it comes to managing cash flow, expanding operations, or covering payroll during peak times. Whether you operate a restaurant, hotel, bar, or café, finding the right finance solution is crucial to keeping your business thriving.

As an independent broker, I specialise in providing hospitality business finance solutions that are customised to meet your unique needs. From flexible business loans to working capital solutions, I can help ensure your business has the funding it needs to grow and succeed.

Loans and finance for bars, hotels and more

Every hospitality business is different, which is why I offer a range of financing options tailored specifically to the hospitality industry. From securing short-term funding to long-term growth investments, I help you unlock the potential in your business.

  • Working Capital Loans: Maintain consistent cash flow and cover essential expenses like payroll and stock with working capital loans designed for fast-paced hospitality businesses.
  • Restaurant Equipment Financing: Need to upgrade your kitchen or refurbish your dining area? I offer restaurant equipment financing to help you manage these costs without the burden of large upfront payments.
  • Hotel Refurbishment Loans: Planning an expansion or a major renovation? My hotel financing options provide the capital you need to modernise and grow.
  • Invoice Factoring: Unlock cash tied up in unpaid invoices with invoice factoring solutions, helping you manage day-to-day liquidity needs.

Why work with a finance broker like me? 

  •  Tailored Finance: Whether you're running a small café or a large hotel, I can find business loans for hospitality businesses that are tailored to your specific requirements.
  • Fast Approvals: I understand the fast-paced nature of the hospitality industry, which is why I work quickly to get you the funding you need when you need it most.
  • Flexible Repayment Terms: The lenders I work with come with super flexible repayment options to suit you, allowing you to manage your cash flow without added stress.

What hospitality businesses can I find finance for?

  • Restaurants & Cafes: Finance for restaurants that helps you navigate industry challenges, from seasonal fluctuations to expansion needs.
  • Hotels & Guest Houses: Whether you need to renovate, upgrade, or increase capacity, our hotel financing solutions are here to support your growth.
  • Bars & Pubs: The bar financing options give you the flexibility to enhance your services and grow your offerings without compromising cash flow.

Don't let cash flow challenges stand in your way. With hospitality business loans, you can stay ahead of the competition and focus on what really matters—delivering excellent service to your customers.

Let's create a tailored financial plan to help your hospitality business grow and thrive!

Testimonials from firms like yours: 

“We’re very pleased with the financial solution Mark delivered for us and we still keep the direct relationship with our clients as a result. As a young and growing business, we hadn’t held out much hope of being able to find the support we needed, but having done some research, Mark was confident he could help. He’s definitely the go-to person for invoice finance.”

Drew Benham
Director-Comcore Ltd

“Mark totally exceeded my expectations. He was amazingly responsive to every phone call and email, gave great advice without judgement, and was very honest about my position and how he could help. He introduced me to a wonderful specialist, Leanne, who was very good and delivered the finance I needed. I felt supported by Mark every step of the way, I just don’t have a bad word to say – it was all super smooth!”

Dayna
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“Mark Smillie is very positive and straightforward to work with. He knew exactly who to put us in touch with to get the business finance product we needed. It was a painless process and we are very pleased with the product that was put together for us. We are already recommending his refreshingly personalised service to other businesses.”

Susannah Retallick
Managing Director-CR Willcocks Ltd

“Mark Smillie came up trumps and delivered a finance package in very challenging circumstances. It’s easy to think his success stories are too good to be true, but I now know from experience that he is an approachable, real person that you can speak to directly. His service is excellent and he knows his stuff. We worked with one of his trusted, specialist contacts as part of securing the deal and they scored 10 out of 10 too. Highly recommended.”

Joe Ellis
BTB Exhausts Ltd

“We went to Mark for business finance after being let down by other brokers who promised the world and never delivered. Mark was the first genuine specialist we met, and the only broker who actually did what he said he would. He gets the finer details right. We were introduced to an expert for our particular scenario and successful with finance for our eCommerce business. Mark will listen and advise on the best solution – it may even be one you didn’t know existed. Mightily impressed that he even arranged an independent follow-up call for feedback on his service. No hesitation in recommending Mark.”

Iain Cumpstey
Managing Director - Laeto Trading Ltd

We approached 4 brokers with the same proposition, but it was obvious we should engage with Mark Smillie at Ringrose Business Finance. He was frank and honest about what he could achieve and had a real can-do attitude. With his knowledge and network, we were introduced to a top-notch specialist and our application was successful. Mark’s personal touches before, during and after the process is something you rarely get these days. I can’t recommend Mark highly enough.

Femi Sanusi
Managing Director - Health Connections PTS

Group of Engineering Companies
“So good we recommend him to other Companies”

“Mark Smillie is very good at what he does – you can’t fault his helpfulness and inside knowledge on finance companies. We would definitely go back to him again with any business finance requirements and do recommend him to other companies.”

Kevin Hanbury
Managing Director-3K’s Engineering