December Finance Advantage
Get the Best Finance Deals of the Year:
Apply in December, not January
Business finance is also MUCH cheaper in December. Here’s why.
January is the busiest month of the year for lenders. Underwriters are swamped. Rates go up. They get choosy. Good applications get pushed aside. But December is quiet. Underwriters want deals.
Rates are sharper. You get priority. If there’s ever a “sale” in business finance… this is it.
So, if you’re thinking of applying for finance in January, do it now instead.
- Better rates – because lenders are looking for deals before the end of the month
- Faster decisions – because most businesses leave it until January
- Priority underwriting – when you work with a broker like me, we go straight to the top
- Avoid the January chaos entirely – and avoid the risk of getting turned down by pickier lenders
But why work with me vs another broker?

✔ More testimonials than almost any other UK broker
✔ 30+ years’ experience
✔ Access to 70+ lenders
✔ I know who’s offering the best deals
✔ One broker, one clean application, one best deal
By using a great broker, I can give you finance options that you probably did not know existed
Don’t wait for January. Beat the rush, save money, and get the finance you actually want.
December is your advantage, why not make things easy for yourself?
Invoice finance and business loans from £25,000 to £10 million: 84% of finance clients get a YES with Smillie
Don’t put this off until January,
it could cost you thousands.
Here’s my direct mobile: 07710466166 or book a call with me on Calendly:
